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Please call us if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does.

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RETIREMENT SERVICES PROVIDED AT MCPHERSON FINANCIAL GROUP:

Retirement Income Strategies

We will help provide retirement solutions that can provide guaranteed retirement income strategies, which may apply to insurance and annuity vehicles, to create opportunities for long-term growth as well as guarantee income throughout your retirement. The guarantees are not related to securities, variable or investment advisory products, including optional benefits, and are subject to product terms, exclusions and limitations, and the insurer's claims-paying ability and financial strength of the issuing insurance company.

Government Retirement Programs Coordination

Many of our clients have access to programs like FRS retirement systems. We can help advise on how to maximize programs and available options, like drop, to increase retirement income and minimize taxable income. We can also help to facilitate drop rollovers and asset management through our advisory services.

Wealth Management

We use a team approach that includes estate planners, tax attorneys, and CPAs to address high-level wealth planning needs. We have various programs to help with Social Security planning, transfer of wealth planning, pension maximization planning, long-term care planning, and more.

Asset Protection

With the increasing lack of security in the stock and bond markets, we can help provide financial strategies that may include some secured income products to help diversify your retirement assets. We can help show you a variety of vehicles that may help you meet your retirement income goals.

Tax Minimization Planning

We specialize in tax minimization planning and will help you find the best vehicle to reduce your taxes and give you the best chance for a tax-free retirement. We work with tax attorneys, estate planning attorneys, and CPAs to ensure the most accurate tax strategies can be implemented to take advantage of existing tax codes and regulations that change regularly. The specialized information we provide regarding tax minimization planning is not intended to (and cannot) be used by anyone to avoid paying federal, state, or local municipalities taxes or penalties. You should seek advice based on your particular circumstances from an independent tax advisor as tax laws are subject to interpretation, legislative changes and unique to every specific taxpayer’s particular set of facts and circumstances.

Trusts

If you’re interested in providing a trust for your loved ones, we will help you learn more about them and how they may benefit you. You can work with our team of estate planners and tax attorneys to develop and create trusts that may help solve your family’s needs and protection requirements.

Life Insurance

We offer many different types of life insurance policies to fit your needs. Call McPherson Financial Group today to learn about how life insurance may be used to help secure your financial future for you and your family.

Probate

We will help walk you through the process of what probate would look like for your family and refer you to professionals who can help you create a will or setup a trust to transfer your property or assets when you pass. You will have many options that can leave a lasting legacy for your family, charity, or the institutions you support.

Charitable Giving

We can help you find a qualified professional to assist you with providing a charitable gift when you pass or while you are still alive. You may receive multiple tax breaks as well and may be recognized by charities or universities for your generous contributions.

Ira and 401k Rollovers

When you change jobs or retire, there are many options to consider. We specialize in options that may be available to you while you are still working with your employer. You may be able to roll out funds while still working to help protect retirement assets to avoid major market corrections during your final years just before traditional retirement age. Ask us about IRAs and 401(k) rollovers. Learn how you can transfer your assets or do in-service distributions to help protect your funds.

Long-Term Care Needs

We can help evaluate your long-term care situation and determine if purchasing a long-term care insurance policy is the best move for your financial future. There are many options available where flexibility can be maximized to ensure proper fit to your unique long-term care needs. We also offer crisis planning and several planning options for those loved ones that may need asset protection in addition to long-term planning needs.

Estate Planning

Estate planning is determining where your assets should go after you die. Learn how you can receive a properly structured estate plan and ensure the financial future of your loved ones. You can help protect loved ones from themselves or provide specific instructions on how funds are to be dispersed even long after passing. We have estate planners and attorneys to help facilitate high-level planning needs that may need to be addressed.

War Era Veterans Benefits

If you or a loved one is a wartime veteran, over the age of 65, and require home care, assisted living, or skilled care, you could be reimbursed up to $2, 085 pre month from the Department of Veterans Affairs – tax-free! Receiving war-era veterans’ benefits is based upon meeting eligibility requirements administered by U.S. Department of Veterans Affairs

TYPES OF INVESTMENTS WE USE AT MCPHERSON FINANCIAL GROUP:

Traditional Stable Investments

Money Market Accounts
Cash
CD’s
Treasuries
Fixed Annuities
Indexed Annuities
Bonds
Municipal Bonds
Corp Bonds
High Yield Bonds

Traditional Equity Investments

Mutual Funds
Stocks
Reits
Variable Annuities
Oil and Gas Programs
Equipment Leasing Programs
Limited Partnerships
Commodities