Expert Long-Term Care Planning Services
in Melbourne, FL
Planning and Protecting
Your Future with Confidence
Did you know that once you turn 65, you have an almost 70% chance of needing some sort of long-term care services?1 Long-term care costs can derail a retiree’s savings. That’s why at McPherson Financial Group we help you develop a plan to cover the costs of long-term care with helpful products and thoughtful strategies.
Understanding Your Long-Term Care Needs
We can help evaluate your long-term care situation and determine if purchasing a long-term care insurance policy is the best move for your financial future. There are many options available where flexibility can be maximized to ensure proper fit to your unique long-term care needs. We also offer additional planning options for those loved ones that may need asset protection in addition to long-term planning needs.
Benefits for War-Era Veterans
If you or a loved one is a wartime veteran, over the age of 65, and require home care, assisted living, or skilled care, you could be reimbursed from the Department of Veterans Affairs — tax-free! Receiving war-era veterans’ benefits is based upon meeting eligibility requirements administered by U.S. Department of Veterans Affairs.
Find Out More
FAQs
What Is Long-Term Care and Do I Need It as I Get Older?
Long-term care helps with everyday activities like bathing, dressing, or getting around if you have health problems or need extra support as you age. Most people turning 65 will need some level of long-term care at some point, so planning ahead makes sure you have the help you need without extra stress.
How Can I Pay for Long-Term Care Without Losing My Retirement Savings?
There are ways to cover long-term care costs, like insurance plans that protect your savings and help pay for care. Our team can help you find options that fit your budget and make sure your retirement money stays secure while you get the care you need.
Are There Special Long-Term Care Benefits for Veterans or Ways to Protect My Money?
Yes, veterans may qualify for special programs to help with long-term care costs. If you want to make sure your assets are protected, we can help you explore plans and strategies to keep your finances safe for you and your loved ones.
Get our free guide, 4 Misconceptions About Long-Term Care!
Fill out the form to request your download of our Legacy Checklist.